Terms and Conditions

This is a general draft template provided for informational purposes. It has not been reviewed by legal counsel and does not account for jurisdiction-specific requirements. Payung Hasilwan recommends obtaining professional legal advice before relying on this document.

1. Acceptance of Terms

By accessing, browsing, or otherwise using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. These Terms apply to all visitors, users, and others who access the Service.

2. Description of Service

Payung Hasilwan provides informational content, tools, and resources related to AI-driven data analysis and decision support. The Service is provided on an "as is" and "as available" basis. Payung Hasilwan does not guarantee that the Service will be uninterrupted, error-free, or free from defects.

3. No Financial or Investment Advice

Content made available through the Service is provided for general informational purposes only and does not constitute financial, investment, legal, or professional advice of any kind. Any decisions made based on information obtained through the Service are made at your own discretion and risk. You should consult a qualified professional before making any financial or investment decisions.

4. Eligibility

By using the Service, you represent that you are at least eighteen years of age and have the legal capacity to enter into a binding agreement under applicable law. If you are using the Service on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

5. User Responsibilities

You agree to use the Service only for lawful purposes and in a manner consistent with these Terms. You agree not to:

• Use the Service in any way that violates applicable local, national, or international law or regulation.
• Attempt to gain unauthorised access to any part of the Service, related systems, or networks.
• Interfere with or disrupt the integrity or performance of the Service.
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission.
• Use automated systems, bots, or scripts to extract data from the Service without authorisation.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Payung Hasilwan or its licensors and is protected by applicable intellectual property laws. No part of the Service may be reproduced, distributed, or transmitted in any form without prior written consent, except as permitted for personal, non-commercial use.

7. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by Payung Hasilwan. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Payung Hasilwan shall not be liable for any damage or loss caused by your use of such third-party content or services.

8. Disclaimer of Warranties

To the fullest extent permitted by applicable law, Payung Hasilwan disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Payung Hasilwan does not warrant that the Service will meet your requirements or that it will be uninterrupted, timely, secure, or error-free.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Payung Hasilwan, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your access to or use of, or inability to access or use, the Service, whether based on warranty, contract, tort, or any other legal theory, even if Payung Hasilwan has been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless Payung Hasilwan and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

11. Modifications to the Service and Terms

Payung Hasilwan reserves the right to modify, suspend, or discontinue the Service, in whole or in part, at any time without prior notice. We also reserve the right to update or revise these Terms at any time. Any changes will be effective immediately upon posting the revised Terms on this page. Your continued use of the Service following any changes constitutes acceptance of those changes.

12. Termination

Payung Hasilwan may suspend or terminate your access to the Service at any time, with or without cause or notice, including if we believe you have violated these Terms. Upon termination, your right to use the Service will immediately cease.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Payung Hasilwan operates, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Payung Hasilwan regarding the use of the Service, and supersede any prior agreements between you and Payung Hasilwan relating to your use of the Service.

16. Contact

If you have any questions about these Terms, please get in touch through the contact details provided on our Contact page.

Last updated: this document is provided as a general template and should be reviewed periodically and updated to reflect the current practices of Payung Hasilwan.